Book a Call with Scott Coulter

If you'd like to learn more about any of these topics and how they might factor into your retirement planning,
book a call with Scott Coulter, SVP, Chief Wealth Planning Officer, today.

 

  

 

MasterClass Session 14  |  Wednesday, November 20th, 12:00 - 12:30 ET 

What the "Sunset" Could Mean for You: Tax Cuts and Jobs Act of 2017

Presented by Sammie Binning, CPA, MSA, Mason + Rich

The Tax Cuts and Jobs Act (TCJA) of 2017 included many provisions that are set to expire in 2025, absent any congressional intervention. Join us, as we focus on key provisions of the TCJA impacting individual taxpayers and businesses.

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During this half-hour class, Sammie will:

• Identify the key provisions of the TCJA that are scheduled to expire in 2025.
• Explain the impact these expirations may have on individual income tax, estate and gift tax, and business tax. 
• Provide examples highlighting the importance of planning as 2025 approaches. 

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MasterClass Session 13 

Medicare Planning with Confidence

Presented by Ledyard's Jeffrey Trombly, Senior Portfolio Manager and Medicare Specialist

Jeff will help you understand the basics of Medicare, enrollment options, coverage plans and tips for optimizing your benefits. He'll break down complex terms and explain them in plain language so that Medicare becomes clear and accessible. By the end of this workshop you will be better prepared to navigate Medicare and secure coverage that suits your needs.

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During this half-hour class, Jeff covers:

• Key differences between Original Medicare and Medicare Advantage.
• Insights into when and how to enroll in Medicare, avoiding potential penalties and coverage gaps.
• How to choose the right Medicare plan that aligns with your unique healthcare needs and budget.
• Medicare's cost structure, including premiums, deductibles and out-of-pocket expenses.

MasterClass Session 12
Unlocking Financial Success: Navigating Top Financial Issues for Healthcare Providers

Presented by Ledyard's Valerie Nevel, Senior Financial Advisor & Fiduciary Consultant, Kathy LeClair, Director of Private Banking, and Kimberly Lebron, Chief Lending Officer

We understand how medical professional face unique financial challenges and opportunities. This 30-minute masterclass is designed to provide you with the knowledge and tools that address important issues.

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• Managing and Reducing Debt

• Navigating Estate Planning Complexities

• Maximizing the Benefits of Private Banking Services

• Crafting a Comprehensive Retirement Plan with our Live Well Planning Roadmap

 

 

 

MasterClass Session 11
 

Estate Planning Solo: Learn How to Build a Financial Support System for Yourself

Presented by Valerie Nevel, Ledyard Senior Financial Advisor & Fiduciary Consultant

Planning for your future is critical. With proper estate planning you can build a support system so your legal, financial and physical health is protected, and your assets are preserved for when you need them most. Become empowered with the tools and knowledge needed to shape your estate plan according to your wishes, ensuring that your assets are managed by an individual in accordance with your values and priorities.

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During this dynamic half-hour class, Valerie will explain how to:  

• Take control of your legacy
• Minimize family conflict
• Build your support system

 

MasterClass Session 10 

Loud Inheriting: Amplify Your Voice and Leave a Lasting Legacy for Those You Love

Presented by Grady George, Ledyard Senior Financial Advisor and
Richard Peck, The Philanthropy Guy 

Legacy and inheritance planning is more than just numbers and legal documents. It's about preserving relationships and ensuring your wishes are honored without causing family tensions. Join our virtual masterclass and discover the benefits of having open discussions and embracing a more proactive approach to leaving your legacy.

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During this half-hour class, Grady and Richard will discuss how to secure your legacy, protect your family's future and avoid costly inheritance mistakes. This interactive session will equip you with tools and strategies to: 

• Open the Dialogue: Learn how to have those challenging conversations with your family, ensuring everyone is on the same page.
• Clarify Your Intentions: Make your wishes crystal clear to prevent misunderstandings and disputes.
• Preserve Family Harmony: Discover techniques to manage expectations and reduce the emotional burden on your loved ones.

MasterClass Session 9 

Retiring Solo? How to Plan for Aging Without a Family Caregiver

Presented by Chris Ng, Ledyard Senior Portfolio Manager and
Renee Harvey, Caldwell Law Counselor at Law 

 

Watch our virtual masterclass and learn how to embrace the solo journey, find fulfillment in self-reliance and build a supportive network.

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During this half-hour class, Chris and Renee discuss how to redefine retirement and build a robust support system. They cover topics including: 

• Laying the Foundation for Retirement and Ensuring Your Financial Security
• Finding Fulfillment in Self-Reliance
• Building a Supportive Network
• Embracing Adventure and Growth and more!

 

MasterClass Session 8 

Discover the Benefits of Working with a Financial Advisor Team

Presented by Susan Renaud, Ledyard Strategy and Business Transition Planning Director
Valerie Nevel, Ledyard Senior Financial Advisor and Fiduciary Consultant and Jon Molesworth, Director of Investment Services 

Watch our virtual masterclass and discover how working with a dedicated team of financial experts can add value to your retirement planning efforts.

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During this half-hour class, Susan, Valerie and Jon explain how working with a financial advisor extends beyond quantitative returns and includes: 

• Personalized advice
• Comprehensive approach to your financial well-being
• Peace of mind

 
 

MasterClass Session 7 

Discover How Bonds Can Benefit Your Retirement Plan

Presented by Ledyard's Senior Portfolio Managers Tom Hudson, CFA and Karen Crump

Explore the fundamentals of bond investing and the invaluable role bonds play in securing your retirement future. Find out how bonds offer stability and income in uncertain market conditions.

 

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During this half-hour class, Tom and Karen reviewed: 

• The importance of portfolio diversification.
• The purpose of bonds in an investment portfolio.
• The risks associated with bonds.

 

MasterClass Session 6

Year-End Tax Planning

Presented by Mallory Vincent, CPA, MBA, Mason + Rich, P.A.

Have you ever wondered if you’re paying more in taxes than necessary? Are you prepared to make smart financial decisions to reduce your tax liability and keep more of your hard-earned money? Watch our Year-End Tax Planning Masterclass when our guest speaker, Mallory Vincent, from Mason + Rich, P.A., explained how to take this planning step toward financial empowerment.

 

During this half-hour class, Mallory covered:

• Maximizing tax deductions and credits: Learn how to take full advantage of available deductions and credits to reduce your taxable income.
• Year-end planning checklist: Get a step-by-step guide to help you wrap up the year financially strong and tax-efficient.
• Recordkeeping and documentation: Understand the importance of maintaining proper records and documentation to support your tax filings and deductions.

MasterClass Session 5

Medicare Planning with Confidence

Presented by Ledyard's Jeffrey Trombly, Senior Portfolio Manager

Jeff helps you understand the basics of Medicare, enrollment options, coverage plans and tips for optimizing your benefits. He breaks down complex terms and explain them in plain language so that Medicare becomes clear and accessible. By the end of this workshop you will be better prepared to navigate Medicare and secure the coverage that suits your needs.

   

 Watch Now  

During this half-hour class, Jeff covered:

• Key differences between Original Medicare and Medicare Advantage.
• Insights into when and how to enroll in Medicare, avoiding potential penalties and coverage gaps.
• How to choose the right Medicare plan that aligns with your unique healthcare needs and budget.
• Medicare's cost structure, including premiums, deductibles and out-of-pocket expenses.

 

MasterClass Session 4

Charitable Giving: Leave an Impactful Legacy

Presented by Ledyard's Grady George, Senior Financial Advisor
and Rick Peck, Founder of The Philanthropy Guy

Grady and Rick discussed details that will help you navigate the world of philanthropy and empower you to make a meaningful impact.  Whether you're new to charitable giving or looking to enhance your existing philanthropic efforts, this workshop is designed to guide you towards creating a legacy of generosity.

 

During this half-hour class, you will:

• Explore how to identify issues and causes you care about that are aligned with your values
• Discover effective strategies for charitable giving, including various giving vehicles such as charitable trusts and private foundations
• Find out how to maximize the impact of your giving
• Gain insight into evaluating and selecting nonprofit organizations
• Understand how to engage with the nonprofit community

 

MasterClass Session 3

Learn How to Make Settling an Estate Easier for Your Family

Presented by Ledyard's Valerie Nevel, Senior Financial Advisor

Valerie discusses steps you can take to make it easier for your family as they settle your estate and how you can empower them to navigate the settlement process with confidence.

 

During this half-hour class, you will:

• Learn the Pros and Cons of Probate
• Discover the difference between Probate and Non-Probate Assets
• Find out which type of asset titling might be best for you
• Understand who controls your assets upon your incapacity or death
• Explore the benefits of having a corporate trustee

 

MasterClass Session 2

What You Need to Know About Roth IRAs and Roth Conversions

Presented by Ledyard's Diane DeStefano, Senior Financial Advisor
and Karen Crump, Senior Portfolio Manager

Diane and Karen discuss what you need to know about Roth IRAs and Roth conversions, and if a Roth IRA is something you should consider for your retirement plan.

 

 

Watch this half-hour class, where Diane and Karen explain:

• How is a Roth IRA different from a Traditional IRA?
• What is the five year clock?
• What is a Roth conversion?

MasterClass Session 1
Do you need long-term care insurance?

Presented by Tim Sumner, Ledyard's Senior Financial Consultant

Tim Sumner discusses the different types of long-term care insurance available and if it’s something you should be considering.

 





Watch this half-hour session where Tim explains:

• Whether or not you need Long-Term Care Insurance and how it works.
• How to determine how much it costs and how much coverage you need.
• The potential tax benefits of Long-Term Care Insurance and how it can protect not only your health but your wealth, too.
• How to choose the best insurance provider and what to look out for.
• Find out if pre-existing conditions will impact your ability to get long-term care benefits.
• The various options of Long-Term Care Insurance and what to do if you have Long-Term Care Insurance but end up never needing it.

The material presented in these Masterclasses is not intended to be tax or legal advice but educational/informational only.