Book a Call with Kathy LeClair

If you'd like to learn more about any of these topics
and how they might factor into your retirement planning,
book a call with Kathy LeClair, Senior Vice President, today.

MasterClass Session 5 - October 18, 2023

Medicare Planning with Confidence

Jeff will help you understand the basics of Medicare, enrollment options, coverage plans and tips for optimizing your benefits. He will break down complex terms and explain them in plain language so that Medicare becomes clear and accessible. By the end of this workshop you will be better prepared to navigate Medicare and secure the coverage that suits your needs.

During this half-hour class, you will:

• Learn the key differences between Original Medicare and Medicare Advantage.
• Get insights into when and how to enroll in Medicare, avoiding potential penalties and coverage gaps.
• Learn how to choose the right Medicare plan that aligns with your unique healthcare needs and budget.
• Gain clarity on Medicare's cost structure, including premiums, deductibles and out-of-pocket expenses.

MasterClass Session 4

Charitable Giving: Leave an Impactful Legacy

Grady and Rick discussed details that will help you navigate the world of philanthropy and empower you to make a meaningful impact.  Whether you're new to charitable giving or looking to enhance your existing philanthropic efforts, this workshop is designed to guide you towards creating a legacy of generosity.

During this half-hour class, you will:

• Explore how to identify issues and causes you care about that are aligned with your values
• Discover effective strategies for charitable giving, including various giving vehicles such as charitable trusts and private foundations
• Find out how to maximize the impact of your giving
• Gain insight into evaluating and selecting nonprofit organizations
• Understand how to engage with the nonprofit community

MasterClass Session 3

Learn How to Make Settling an Estate Easier for Your Family

Valerie discusses steps you can take to make it easier for your family as they settle your estate and how you can empower them to navigate the settlement process with confidence.

During this half-hour class, you will:

• Learn the Pros and Cons of Probate
• Discover the difference between Probate and Non-Probate Assets
• Find out which type of asset titling might be best for you
• Understand who controls your assets upon your incapacity or death
• Explore the benefits of having a corporate trustee

MasterClass Session 2

What You Need to Know About Roth IRAs and Roth Conversions

Diane and Karen discuss what you need to know about Roth IRAs and Roth conversions, and if a Roth IRA is something you should consider for your retirement plan.

Watch this half-hour class, where Diane and Karen explain:

• How is a Roth IRA different from a Traditional IRA?
• What is the five year clock?
• What is a Roth conversion?

MasterClass Session 1
Do you need long-term care insurance?

Tim Sumner discusses the different types of long-term care insurance available and if it’s something you should be considering.

• Whether or not you need Long-Term Care Insurance and how it works.
• How to determine how much it costs and how much coverage you need.
• The potential tax benefits of Long-Term Care Insurance and how it can protect not only your health but your wealth, too.
• How to choose the best insurance provider and what to look out for.
• Find out if pre-existing conditions will impact your ability to get long-term care benefits.
• The various options of Long-Term Care Insurance and what to do if you have Long-Term Care Insurance but end up never needing it.