Credit Cards

Choose the Ledyard credit card you want and shop in-store or online,
pay bills, travel locally or abroad, and earn rewards every time you use your credit card.

Mastercard Classic

Classic Credit Card makes everyday purchases more rewarding with cash back¹.

REWARDS
Earn unlimited 1% cash back¹ for every purchase

BENEFITS
Shop Worry-Free

Mastercard® Zero Liability Protection⁸ Help protect against unauthorized card purchases.
Mastercard ID Theft Protection⁸ High-risk transaction monitoring and alerts, and white-glove restoration services.

Travel Support

Mastercard Global Service⁸ Global assistance, 24/7, for lost or stolen cards, emergency card replacement, and emergency cash advances.
Mastercard Airport Concierge⁹ Enhanced travel benefits while traveling.

Unforgettable Experiences

Priceless® Experiences⁸ Access to exclusive experiences including dining, concerts, and more.

Learn More & Apply

Mastercard Ultimate

Turn everyday purchases into rewards that you can redeem for gift cards and merchandise.

STANDARD REWARDS
Earn 1 Rewards Point² for every $1 spent and redeem for travel, gift cards, merchandise and more.

BONUS REWARDS
Earn 10,000 bonus points when you spend $3,000 in the first 90 days⁸.

BENEFITS
Shop Worry-Free

Mastercard® Zero Liability Protection⁸ Help protect against unauthorized card purchases.
Mastercard ID Theft Protection⁸ High-risk transaction monitoring and alerts, and white-glove restoration services.

Travel Support

Mastercard Global Service⁸ Global assistance, 24/7, for lost or stolen cards, emergency card replacement, and emergency cash advances.
Mastercard Airport Concierge⁹ Enhanced travel benefits while traveling.

Unforgettable Experiences

Priceless® Experiences⁸ Access to exclusive experiences including dining, concerts, and more.

Learn More & Apply

Mastercard World

Create share-worthy experiences with added card benefits and rewards.

STANDARD REWARDS
Earn 1 Rewards Point⁴ for every $1 spent and redeem for travel, gift cards, merchandise, and cash back.

BONUS REWARDS
Earn 25,000 bonus points when you spend $3,000 in the first 90 days⁵.

BENEFITS
Shop Worry-Free

Mastercard® Zero Liability Protection⁸ Help protect against unauthorized card purchases.
Mastercard ID Theft Protection⁸ High-risk transaction monitoring and alerts, and white-glove restoration services.
Cellular Wireless Telephone Protection¹⁰ Reimbursement of cost to replace or repair an eligible cell phone.

Travel Support

Mastercard Global Service⁸ Global assistance, 24/7, for lost or stolen cards, emergency card replacement, and emergency cash advances.
Mastercard Airport Concierge⁹ Enhanced travel benefits while traveling.
Mastercard Travel Services⁸ A suite of benefits, amenities and premium travel offers.

Unforgettable Experiences

Priceless® Experiences⁸ Access to exclusive experiences including dining, concerts. Etc.
Mastercard Digital Merchant Offers¹⁰ Ride-sharing, food delivery, online shopping and more.

Learn More & Apply

Mastercard World Elite

Travel like a VIP with amazing card benefits and rewards.

STANDARD REWARDS
Earn 1 Rewards Point⁶ for every $1 spent ‒ from VIP experiences to day-to-day activities, and redeem for travel, gift cards, cash back and more.

BONUS REWARDS
Earn 50,000 bonus points when you spend $5,000 in the first 90 days⁷.

BENEFITS
Shop Worry-Free

Mastercard® Zero Liability Protection⁸ Help protect against unauthorized card purchases.
Mastercard ID Theft Protection⁸ High-risk transaction monitoring and alerts, and white-glove restoration services.
Cellular Wireless Telephone Protection¹⁰ Reimbursement of cost to replace or repair an eligible cell phone.

Travel Support

Mastercard Global Service⁸ Global assistance, 24/7, for lost or stolen cards, emergency card replacement, and emergency cash advances.
Mastercard Airport Concierge⁹ Enhanced travel benefits while traveling.
Mastercard Travel Services⁸ A suite of benefits, amenities and premium travel offers.
Mastercard World Elite Concierge Services⁹A concierge service, where knowledgeable experts can assist 24/7/365
PriorityPass - Airport Lounge Access¹⁰Get free or discounted access to thousands of airport lounges.

Unforgettable Experiences

Priceless® Experiences⁸ Access to exclusive experiences including dining, concerts. Etc.
Mastercard Digital Merchant Offers¹⁰ Ride-sharing, food delivery, online shopping and more.

Learn More & Apply

Online and Mobile Card Management

No matter which card you choose, you can easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device.

For rates and fees* associated with the use of these cards, click here.

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*For information about the rates, fees, other costs and benefits associated with the use of these cards, visit gonow.credit/ledyardapply and refer to the disclosures accompanying the credit card applications.

1.   Earn one Rewards Point (1% cash back) for each $1 spent on qualified purchases. The cash redemption value of each Reward Point is $0.01. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information
2.   Earn one Rewards Point for each $1 spent on qualified purchases. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points expire after 3 years from the accrual date. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.
3.   Ultimate Card Bonus Points Offer. You will earn 10,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Points expire after three years. Redeem for travel, gift cards, merchandise and more.
4.   Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information.
5.   World Card Bonus Points Offer. You will earn 25,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards Points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit.
6.   Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions at gonow.credit/rewards for redemption instructions and additional information.
7.   World Elite Card Bonus Points Offer. You will earn 50,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $5,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit.
8.   Mastercard, Priceless, Mastercard World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information.
9.   For details on Mastercard Airport Concierge visit mastercard.globalairportconcierge.com.
10. All third-party trademarks are the property of their respective owners. Enrollment required to access value addeddiscounts. Please refer to Mastercard Guide to Benefits for more information. Visit mastercard.us/worldoffers for afull list of current digital merchant offers and applicable Terms & Conditions.

These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to
credit review and approval.