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Platinum Banking


Platinum Money Market

Open Platinum Money Market


BENEFITS

  • Open with a $1500 minimum deposit, with no minimum balance required to earn interest.
  • No monthly service charge if account holder also has a Platinum Checking account. Otherwise, a $10 monthly service charge will be assessed. 
  • Tiered interest at money market rates based on your daily balance. Interest earned may increase as your balance increases
  • Interest compounded and credited to your account every month. 
  • No transaction limitations
  • Access to funds by ATM or check.
  • Account is accessible through Online & Mobile Banking.

FEATURES

  • FDIC insured up to $250,000.*
  • Statement options include free eStatements / paper statements ($3.00 monthly). If the primary account owner is 70 years of age or older, the fee will be waived.
  • Unlimited in-person and ATM withdrawals; Check paid / withdrawal fee
 



Platinum Checking Account

Open Platinum Checking


The ideal checking account for the Ledyard client with a banking relationship across multiple banking products. This checking account gives you access to all the best that Ledyard has to offer. Enjoy exclusive benefits, including special deposit rates and reduced service fees.

 
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RECEIVE OUR BEST
DEPOSIT & LOAN RATES

MONTHLY FEE WAIVER
WITH QUALIFYING
DEPOSITS

ATM FEE REFUNDS

Account Highlights:

  • Receive our best deposit and loan rates
  • Free Cashier’s Checks
  • Free basic checks OR 50% off other “personal sized” checks
  • Reimbursement of 4 ATM fees per month charged by other financial institutions for the use of non-Ledyard ATMs, up to $20.00
  • Ledyard will not assess its own fee for use of non-Ledyard ATMs
  • Complimentary review of investments by Ledyard Financial Advisors
  • $20 Monthly Service Charge per statement cycle. Charge is automatically waived for $20,000 in combined deposit account balances
  • Make everyday purchases the easy way with a Ledyard Bank Platinum Debit card
  • No fees for debit card replacement, stop payments, or incoming domestic wire transfers
  • Waive transfer fee for OD LOC/Savings Account
  • Statement options include free eStatements / paper statements ($3.00 monthly)
 

Platinum Savings Account

Open Platinum Savings


BENEFITS

  • Open with a $10 minimum deposit, with no minimum balance required to earn interest.
  • No monthly service charge if account holder also has a Platinum Checking account. Otherwise, a $10 monthly service charge will be assessed. 
  • Tiered interest rates based on your daily balance. Interest earned may increase as your balance increases
  • Interest compounded and credited to your account every month. 
  • No transaction limitations
  • Account is accessible through Online & Mobile Banking.

FEATURES

  • FDIC insured up to $250,000.*
  • Statement options include free eStatements / paper statements ($3.00 monthly). If the primary account owner is 70 years of age or older, the fee will be waived.
  • Unlimited in-person and ATM withdrawals

Annual Percentage Yields (APY) accurate as of 1/11/2024 and subject to change without notice. We reserve the right to change or discontinue this offer at any time. Penalty may apply for early withdrawal. Fees could reduce earnings on the account. Personal and business banking relationships within the retail bank are subject to FDIC insurance coverage limits. 


 

* Platinum Money Market Special Offer: The annual percentage yield (APY) disclosed above, effective March 13, 2024, is available if the required conditions are met. The conditions are 1) Must have or establish a Platinum Relationship with Ledyard. Platinum Relationships require at least $20,000 combined related account balances; which may include funds in the Platinum Money Market Account. 2) Must have or open a Platinum Checking Account with Ledyard. 3) Must open the Platinum Money Market Account with new money not currently on deposit with Ledyard National Bank. The minimum new money deposit required to open the account and earn the 2.50% APY is $25,000. Fees may reduce earnings. This is a variable rate account and the annual percentage yield may change in accordance with the terms and conditions of the account. This offer cannot be combined with other offers and may be discontinued at any time.

Personal and business banking relationships within the retail bank are subject to FDIC insurance coverage limits. Investment, tax and wealth management services offered by Ledyard Financial Advisors are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by the Bank or any affiliate, and are subject to investment risk including the possible loss of principal amount invested.

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