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Need more information? What are your goals?

  • Purchase a new home

  • Lower my Interest Rate on Current Mortgage Balance

  • Cash Out for home improvements, educational expenses, or debt consolidation

Whether you're building, buying new or looking to renovate, when it comes to residential mortgages and home equity loans, Ledyard has the experience and resources to help you reach your dreams responsibly.

Types of Loans We Offer:


Contact Edward Bidlack at (603) 526-5606, Tiffany Staples at (603) 415-2759 or email us at and we'll be happy to help answer your questions about our comprehensive mortgage products.


Home Ownership Counseling Course

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* Rates are subject to change. Note that these monthly payments do not include real estate taxes, homeowners insurance (required), or flood insurance and mortgage insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. Credit and property approval required.  On a 10/1 ARM of 30 years with a loan amount of $400,000.00, a down payment of 20%, and an interest rate of 6.75% (7.260% APR) fixed for the first 10 years, there would be 120 monthly payments of $2,594.39, then 240 variable monthly payments at an estimated 8.125% interest rate and $2,880.57 payment, using a recently available index.  ARM interest rates and payments are subject to increase after the initial fixed-rate period (10 years for a 10/1 ARM).  After the initial fixed rate 10 year period, the interest rate will adjust annually based on the 1 Year Treasury Constant Maturity (the index). As of November 24, 2023 the 1 Year Treasury Constant Maturity is 5.27% plus a margin of 2.875%, rounded to an 8.125% interest rate.

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