Personal Financial Management – MoneyMap
Now it is easier than ever to manage your personal finances, with the help of MoneyMap from Ledyard National Bank. Over the years, Ledyard has consistently delivered products and services to establish meaningful long-term partnerships with our clients. That’s what Plan Well Live Well is all about. A key to planning well is an understanding of how each piece of your personal financial picture interacts with the whole.
With MoneyMap you can view all your accounts such as checking, savings, credit cards, 401ks, mortgages and investments from over 11,000 institutions. It gives you a consolidated view of all your finances and the power to easily manage and track your accounts – all on one website. From a financial planning standpoint, it even provides users with the ability to categorize, track and forecast expenses.
Transfers may be made from or to Ledyard National Bank checking or savings accounts, but not loans or certificates of deposit (CDs).
Transfers also may be made to or from checking accounts at other FIs, and possibly savings accounts. Subscribers will need to check with the other FI to ensure that Automated Clearing House (ACH) transactions are allowed to savings accounts, as some FIs do not allow this. Transfers to or from loans or CDs are not supported.
- Transfers out of Ledyard to other FIs - $3.00 per transfer
- Transfers from other FIs into Ledyard – Free
Transfer Amount Limits
For transfers to or from accounts that you have verified that you own at another institution:
– $1,500 initial transaction limit
– $1,500 daily limit
– $5,000 limit for outstanding transfers at one time
– $5,000 monthly limit*
*Monthly is defined as a rolling 30 days, not a calendar month.
Clients using this service must have established account relationships with the Bank. Micro Deposits are limited to accounts at other financial institutions held in the client’s name or where the client is an authorized signatory on the account.
The external account(s) must either be owned by the client, or be one on which they are an authorized signer. The external banking account must also be located in the United States (an ABA routing number is required for the service).
This service is available for personal accounts only. Businesses wishing to set their accounts up for ACH services use a separate, more traditional ACH facility. Please contact us for more details.
International Incoming Wire Instructions
The following information should be used for funds wired to Ledyard clients in U.S. Dollars or other foreign currency.
U.S. Bank Name: Ledyard National Bank
U.S. Bank Address: 38 South Main Street, Hanover, NH 03755
U.S. Bank Swift/BIC: LENIUS32
Beneficiary Bank Account: Client’s account number
Beneficiary: Client’s name, address and account number
Ledyard National Bank charges a $10.00 incoming wire fee. Intermediary banks may charge processing fees as well.
With any personal account at Ledyard National Bank, you may apply for a Ledyard ATM Card. Our ATMs are open 24 hours a day. You may use your card to make cash withdrawals, deposits, transfers, or loan payments.
To receive an ATM card, contact your nearest financial center to start the process.
We have ATMs at the following locations:
- Main Street, Hanover
- Corner of Park & Lebanon Streets, Hanover
- Collis Center, Dartmouth College
- Main Street, Norwich
- On the Green, Lyme
- Drive-up ATM, West Lebanon
- County Road, New London
- Route 120 at Old Etna Road, Lebanon
- 74 South Main Street, Concord
Travel & Foreign Currency
Currency Exchange International, CXI, is a leading provider of comprehensive foreign exchange services in North America. They buy and sell over 80 foreign currencies, all of which can be delivered to your home the next day. By utilizing this convenient online service, you can securely exchange currency at Ledyard National Bank, avoiding potentially unreliable and unknown exchange houses in foreign countries and saving time in airport lines. Order currency here.
IntraFi® Network DepositsSM Service
A smart, secure, and convenient way to safeguard your large deposits with FDIC protection while earning interest and maintaining flexibility, another important service we’re pleased to offer. Valuable for both personal and business use.
Ledyard is part of a special IntraFi® NetworkSM, which offers you access to multi-million-dollar FDIC protection on your large deposits while earning interest at the same time through the IntraFi® Network DepositsSM service.
How does the IntraFi® Network DepositsSM service work?
- Set up a new checking account with our bank, sign the agreements and deposit funds.
- Deposits are sent to deposit accounts at other member institutions in amounts under the standard FDIC insurance maximum of $250,000.1
- By working directly with just us ─ a bank you already know and trust ─ you can receive coverage through many and get just one regular statement.
With IntraFi® Network DepositsSM, you can earn a return on cash balances placed into your account, make funds eligible for FDIC insurance, and enjoy access to funds—all through us, a bank you already know and trust. Access your funds with unlimited withdrawals!
We are pleased to be able to offer you multi-million-dollar FDIC protection through this IntraFi® Network DepositsSM service as a smart, secure, and convenient way to safeguard your large deposits while earning interest and maintaining flexibility.
For more information about IntraFi® Network DepositsSM, please call us at (888) 746-4562. We look forward to helping you put your money to work safely!
 Deposits are sent to demand deposit accounts. The standard FDIC insurance maximum is $250,000 per insured capacity, per bank.