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On Monday, October 14th, all Ledyard Financial Centers and offices will be closed due to the federal holiday. 

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> Ledyard Responds to Local Housing Needs


Jul 31, 2023 - 

As a committed partner to the communities it serves, Ledyard National Bank is focused on addressing the current housing crisis in the Upper Valley and beyond with three specially targeted programs.

  • Launched in just the past few months, our Renters Advantage Loan is designed to help individuals and families who might find it challenging to cover first and last month’s rent, plus security and pet deposits upon signing a lease or other rental agreement. With no closing costs or minimum credit score required, borrowers can access up to $5,000 with a simple application and having met certain household income thresholds.

  • For homeowners, Ledyard’s Express Home Loan allows borrowers to quickly tap into the equity of their home and finance immediate or unexpected projects with amounts from $500 to $10,000. With no closing costs and only a $50 processing fee, this offer features an interest rate and monthly payments that are fixed for the life of the loan, subject to income and some geographic restrictions.  

  • And for those looking to purchase their first home in the region, we are pleased to participate in the Federal Home Loan Bank of Boston's Equity Builder Program, offering down payment and closing cost assistance as well as new home buyer credit counseling services. Financial institutions are given federal grants to assist households at or below 80 percent of the area’s median income level and borrowers are eligible to receive up to $29,000 on a first-come, first-serve basis.

This trio of program offerings from Ledyard reflect the organization’s belief that everyone deserves the chance to improve both their financial circumstances and their living conditions, according to Josephine Moran, President and CEO. “Our programs can be a stepping stone toward achieving that goal. It’s not just a loan in many cases, it’s about changing someone’s life for the better.”

For inquiries about these options and to apply for assistance, please contact us via email at mortgages@ledyardbank.com or call 888.746.4562.


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