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Celebrating 25 years

> A Message from our CEO & President

Mar 14, 2023 -  Over the last few days, news outlets have reported that two banks, Silicon Valley Bank headquartered in California, the 16th largest bank in the country, and Signature Bank headquartered in New York, have been shut down by government regulators. 
As this is unsettling, we want to assure you that Ledyard National Bank remains well capitalized and in excellent standing with bank regulators. The two banks mentioned above have unique business models with exposure to volatile industries such as cryptocurrency. They were involved in many non-traditional business sectors which led to their financial challenges. 

In contrast, Ledyard is a local community bank serving individuals and businesses within our communities - we manage risk every single day. In essence, our business is diversified and stable, and as a result, we are well capitalized with a strong liquidity position. In fact, Ledyard was recently ranked among the Top 200 publicly traded banks and thrifts under $2 billion in assets in the United States by American Banker Magazine for the eighth consecutive year. The rankings, based on three-year return on average equity, is a testament to the fact that our business model today is the same as the day our founders established us.
As always, we are happy to speak or meet with you to further discuss this topic. Please feel free to contact us, your relationship manager or your local financial center with any questions.
Kathy Underwood
Chief Executive Officer
Josephine Moran

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