Mortgages & Lending

We believe financing your dreams should be simple, clear, and within reach. Whether you’re buying your first home, upgrading to a new one, or looking for other flexible lending solutions, we’re here to guide you every step of the way. Our consumer lending and mortgage options are designed to fit your life, offering competitive rates, personalized advice, and a smooth application process to help you move forward with confidence.

What are your goals?

• Purchase a new home
• Lower my Interest Rate on Current Mortgage Balance
• Cash Out for home improvements, educational expenses, or debt consolidation

Types of Loans We Offer:

• Residential Mortgages: Owner Occupied, Second Home and Investment
• Purchase, Refinance, and One-Step Construction
• Jumbo Mortgage
• Land Loans
• First-Time Home Buyer Programs and Education
• Manufactured Home Loans

Ready to Apply?

It's never been quicker and more convenient to apply for a mortgage.

Buying a home is a milestone, and at Ledyard Bank, we’re with you every step of the way. Our mortgage process is built on listening to you, understanding your needs, and crafting solutions that bring you closer to your dream home. With deep New England roots and a focus on your financial peace of mind, we combine local expertise with modern convenience to make your home-buying journey seamless and personal. Because at Ledyard, it’s not just a mortgage—it’s your future, and we’re here to help you build it.

Special Discount

Dartmouth College employees enjoy an exclusive mortgage discount with Ledyard Bank—your dream home just got closer.