Mortgages & Lending

Buying a home is a milestone, and at Ledyard Bank, we’re with you every step of the way. Our mortgage options are designed to fit your life, offering competitive rates, personalized advice, and a smooth application process to help you move forward with confidence.  

With deep New England roots and a focus on your financial peace of mind, we combine local expertise with modern convenience, like our app that allows you to easily check the status of your application. You’ll experience a home-buying journey that’s seamless and personal. Because at Ledyard, it’s not just a mortgage—it’s your future, and we’re here to help you build it.

Types of Loans We Offer

• Residential Mortgages: Owner Occupied, Second Home and Investment
• Purchase and Refinance
• One Step Construction Loan with the ability to extend construction period up to 18 months
• Jumbo Mortgage
• Land Loans with up to a 20-year term at a competitive rate
• First-Time Homebuyer Programs and Education
• Manufactured Home Loan
• Everyday Heroes Loan for frontline workers looking to purchase their primary homes
• Medical Professional Mortgages with up to 100% financing for first time homebuyers or relocation 

Ready to apply?

It's never been quicker and more convenient to apply for a mortgage. 

Special Discount

Dartmouth College employees enjoy an exclusive mortgage discount with Ledyard Bank—your dream home just got closer.