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Our best clients deserve the best! Choose the checking that fits your life and earn up to $300 cash back.¤

Ultimate Gold Checking - Special Bonus Offer

Receive direct deposit, earn $150  |  Make 10 debit card transactions, earn $150¤ 

 

Benefits

  • Stay Safe and Secure with Ultimate ID+, Powered by IdentityForce®, a TransUnion® Brand with Monitoring, Alerts, Easy Controls, ID Theft Insurance, Restoration Services, a 24/7 toll-free Customer Service Line and more!
  • Earn Unlimited .75% Cash Back on all signature-based debit card purchases, deposited straight into your account every month.
  • Enjoy Rewards and Savings with GenGold® Ultimate Rewards Program, offering discounts on Travel Services, Shopping, Dining, Tickets to Shows & Sporting Events, Cellular Care Coverage, and more!
  • Bank Anywhere with Online & Mobile Convenience using helpful tools such as mobile check deposit, bill pay, mobile wallet, fraud monitoring alerts, credit score monitoring and more!
  • Open with a $10 minimum deposit, with no minimum balance required.

Features

  • Unlimited Cash Back: Earn .75% cash back for each signature-based debit card transaction posted and cleared per statement cycle.  There is no limit on the amount of cash back you can earn, subject to your daily debit card limits.  The amount you earn will be credited to your Ultimate Gold checking account one time per statement cycle. 
  • $5.95 monthly service fee.
  • Enrollment into GenGold and Ultimate ID at no additional cost.
  • Statement options include free eStatements / paper statements ($3.00 monthly).*
  • Reimbursement of first 4 ATM fees per statement period up to $20.**
  • Mobile Banking and Mobile Deposits services available.
  • Visa® ATM/Debit Card services  |  Free Online Bill Pay  |  eWallet services available with ApplePay, GooglePay and Samsung Pay.

Platinum Checking - Special Bonus Offer

Receive direct deposit, earn $150  |  Make 10 debit card transactions, earn $150¤ 

 

Benefits

  • Receive our best deposit rates.
  • Complimentary review of investments by Ledyard Financial Advisors.
  • Free Cashier’s Checks.
  • Free basic checks OR 50% off other “personal sized” checks.
  • No fees for debit card replacement, stop payments, or incoming domestic wire transfers.
  • No fee for Overdraft Protection from savings account or line of credit.
  • Reduced closing cost on Residential Mortgage Loans originated by Ledyard National Bank.
  • Make everyday purchases the easy way with a Ledyard Bank Platinum Debit card.
  • Open with a $10 minimum deposit.

Features

  • Reimbursement of 4 ATM fees per month charged by other financial institutions for the use of non-Ledyard ATMs, up to $20.00.**
  • Ledyard will not assess its own fee for use of non-Ledyard ATMs.
  • $20 Monthly Service Charge per statement cycle. Charge is automatically waived for $20,000 in combined deposit account balances.
  • Statement options include free eStatements / paper statements ($3.00 monthly).*
  • Mobile Banking and Mobile Deposits services available.
  • Visa® ATM/Debit Card services  |  Free Online Bill Pay  |  eWallet services available with ApplePay, GooglePay and Samsung Pay.

Gold Checking - Special Bonus Offer

Receive direct deposit, earn $150  |  Make 10 debit card transactions, earn $150¤ 

 

Benefits

  • No monthly service charge.
  • Open with a $10 minimum deposit; minimum balance is not required.

Features

  • Reimbursement of 4 ATM fees per month charged by other financial institutions for the use of non-Ledyard ATMs, up to $20.00.**
  • Statement options include free eStatements / paper statements ($3.00 monthly).*
  • Mobile Banking and Mobile Deposits services available.
  • Visa® ATM/Debit Card services  |  Free Online Bill Pay  |  eWallet services with ApplePay, GooglePay and Samsung Pay.

¤ To earn the bonus you must open a consumer Gold, Ultimate Gold, or Platinum checking account July 12, 2025 through March 31, 2026 online or at any Ledyard National Bank financial center and

There is no minimum balance requirement, besides the minimum amount required to open the checking account. Refer to the Truth In Savings Disclosure for each applicable checking account for details on other requirements such as monthly service fees. Fees could reduce the earnings on the account(s).

• Platinum Checking minimum to open is $10.00.
• Gold Checking minimum to open is $10.00.
• Ultimate Gold Checking minimum to open is $10.00.

The checking accounts are not interest bearing and do not have a corresponding Annual Percentage Yield.

Qualifications:

• You must have received a direct offer from Ledyard National Bank about expanding your relationship. Offer is not transferable.
• Primary signer on the new checking account may not be or have been a signer on any Ledyard National Bank checking account.
• Your new account(s) must have a balance greater than zero and remain open and active through the date you receive your bonus.

Eligibility:

• You must be 18 years of age or older.
• Current employees are ineligible.
• Limited to one bonus per person.
• Offers may be withdrawn without notice.
• Offer eligibility is determined at Ledyard’s sole discretion.
 

Payout:
You will receive your bonus by statement credit to your new checking account on the closing date of your statement cycle, 90 days after you earn the bonus. If your new checking account is closed prior to receiving the bonus, your new checking account will no longer be eligible for this offer. Bonus will be reported to the IRS for income tax purposes.

*If the primary account owner is 70 years of age or older, the fee will be waived.  

**Usage at a non-Ledyard ATM will incur a $1.00 ATM debit item charge – except for Platinum Checking Account clients – and other institutions may impose an ATM fee.  

Personal and business banking relationships within the retail bank are subject to FDIC insurance coverage limits. Investment, tax and wealth management services offered by Ledyard Financial Advisors are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by the Bank or any affiliate, and are subject to investment risk including the possible loss of principal amount invested.

How can we help you plan for what's next?

Let’s talk about how Ledyard Bank can support your financial journey. Contact us or open an account today—it’s fast, easy, and all about you.

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