Credit Card Promotion

We've got you covered with this special offer.

Consolidate credit card balances with

0% APR on purchases and balance transfers

for the first 12 months!¹ After that, a variable APR, currently 13.24% - 27.24% will apply.¹ 

And if you apply for a Ledyard National Bank credit card by March 31, 2023 you'll receive a FREE umbrella!⁺

• Special Intro APR²
• View your FICO® Score³ for free
• Reward options⁴
• Cell Phone Protection⁵
• Email and text fraud alerts
• Mobile payments for a secure way to pay

Business Credit Cards

Enjoy the following features with all the Platinum card options:

• Special introductory rates⁶
• Reward Options⁷
• Employee cards at no added cost
• Transaction reporting
• Credit line sharing & consolidated statements
• Email and text fraud alerts
• Mobile payments for a secure way to pay

+ Gift available while supplies last and limited to one per customer. Complete business credit card application must be submitted in branch or online to obtain gift. If application is submitted online, customer must bring online application confirmation page to branch in order to receive gift. Gift will be awarded in branch immediately upon submitting the application or showing online application confirmation page. Credit cards are subject to credit review and approval. Credit card approval is not required to obtain free gift. Cards are issued by TCM Bank, N.A.

1) 0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 7.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. APRs are currently between 13.24%-27.24% Cash Advance APRs are currently 26.24%-29.24%. All APRs are based on creditworthiness. Rates are accurate as of February 1, 2023 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

2) The Secured Card is not eligible for the introductory APR offer. For Secured Cards: Your Annual Percentage Rate (APR) will vary based on the U.S. Prime Rate as published in the Wall Street Journal. We add a margin to the Prime Rate to determine your Annual Percentage Rate (APR). We use the highest Prime Rate listed in The Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. The APR shown here is based on a 7.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. The APR is determined by adding a margin to the Prime Rate. The margin for the APR for Purchases and Balance Transfers is 15.74% and for Cash Advances is 18.74%. The Secured Credit Card APR is currently 23.24%. This APR is accurate as of February 1, 2023 and subject to change. To find out what may have changed, contact us or check our website for the current rate. For each billing period, the Fees include: Annual Fee, $29.00 and Transaction Fees, Balance Transfer and Cash Advance Fees, either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Other Fees may include: Penalty Fees; Late Payment Fees, up to $40.00; Over-the Credit Limit Fee, $0.00; and Returned Payment Fee, Up to $40.00. Subject to credit approval. This card is issued by TCM Bank, N.A.

3) FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible. 

4) In order to access rewards, your account must be open and in good standing. 

5) Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569. 

6) See application for Important Disclosures on current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

7) In order to access rewards, your account must be open and in good standing.